Chapter 2: The Money My Father Left Behind
I didn't sleep that night.
I sat on the edge of my bed with the receipt in my hands, reading the same words until they blurred together.
*CARTER FAMILY MEDICAL TRUST.*
My father had known about my eye condition before he died.
He had left money for me.
And Vanessa had hidden it.
The discovery should have made me furious.
Instead, I felt something much worse.
I remembered every appointment I had canceled because I couldn't afford the fees. Every evening I had worked until my fingers cramped. Every time Vanessa had sighed when I asked for help, telling me that my medical problems were draining the family.
I remembered the day I had asked her for enough money to pay for a specialist's examination.
She had been standing in the kitchen, pouring sparkling water into a crystal glass.
“Vanessa, the doctor said I shouldn't delay the next appointment.””
She hadn't looked at me.
“Then perhaps you should have chosen a less expensive medical problem.””
I had stood there holding the appointment letter.
“I'm not choosing it.””
“Everyone has problems, Nia. Some of us simply learn to deal with them.””
Now I understood.
She hadn't been protecting the family's money.
She had been protecting the money my father had left specifically for me.
At seven the next morning, I heard Brianna singing in the bathroom across the hall.
The sound was bright and careless.
I washed my face, wrapped a clean bandage around my right eye, and tucked the receipt into the inside pocket of my jacket.
Then I went downstairs.
Vanessa was seated at the kitchen island, scrolling through her phone while a housekeeper arranged breakfast.
She wore a cream blouse, tailored trousers, and a gold bracelet that caught the light every time she moved her hand.
“Good morning,” I said.
She didn't answer.
I walked to the counter and placed the receipt beside her coffee.
“What's this?””
Her thumb stopped moving.
For the first time in years, I watched Vanessa lose control of her expression.
It lasted less than a second.
Then she picked up the receipt.
“Where did you get this?””
“It fell out of the document you brought to my room.””
She folded it in half.
“You shouldn't be going through private financial paperwork.””
“It's my name.””
“Your name appears on many things.””
“My father left me a medical trust.””
Vanessa set down her coffee.
“Your father made several arrangements before he died. Some of them were complicated.””
“Then explain this one.””
She pushed the receipt toward me.
“It was an administrative account. It no longer exists in the form you're imagining.””
“Where did the money go?””
“Into family expenses.””
I stared at her.
“Family expenses?””
“Your father's business had debts. The house required maintenance. Brianna's education had to be paid for. There were funeral costs.””
“My treatment was supposed to be paid for.””
Vanessa's face hardened.
“Don't raise your voice at me.””
“I haven't raised my voice.””
“You're making accusations without understanding the situation.””
“Then show me the records.””
“No.””
The answer came too quickly.
I felt my heart thudding against my ribs.
“Why not?””
“Because I am not required to justify every financial decision to you.””
“But it was my money.””
“It was money your father left in a trust that I managed.””
“For my medical care.””
“Your father is not here to explain what he intended.””
I stared at her.
She knew exactly what she was doing.
She was using his death as a wall between us, confident that I would be too frightened to push against it.
I picked up the receipt.
“I'm going to contact the bank.””
Vanessa rose so abruptly that her chair scraped across the tile.
“You will do no such thing.””
“Why?””
“Because you don't know what you're dealing with.””
“Then tell me.””
She leaned across the counter.
“Your father trusted me to keep this family together. You have no idea how much I sacrificed after he died.””
“Did you sacrifice my medical money?””
Her hand struck the counter.
The sound made the housekeeper freeze.
“Enough!””
I stepped back.
Vanessa's breathing was quick, but her voice became strangely calm.
“Listen carefully. If you start digging into your father's finances, you may discover things that will make you regret it.””
“What things?””
She looked at me for a long moment.
Then she smiled.
“Things about the man you think was such a wonderful father.””
I felt the words land like a blow.
She knew I had loved him.
She knew I still reached for my phone sometimes before remembering that I could no longer call him.
And she was willing to use that grief against me.
“That's cruel,” I whispered.
“It's practical.””
She took the receipt from my hand.
I tried to stop her, but she tore it into four pieces and dropped them into her coffee.
I watched the ink dissolve.
“You can't destroy the truth,” I said.
Vanessa lifted her cup.
“Truth is whatever you can prove, Nia.””
Then she walked out of the kitchen.
I stood there until the housekeeper quietly touched my shoulder.
“Miss Nia?””
I turned.
Her name was Mrs. Lewis. She had worked in the mansion since before my father died, and she was one of the few people who still called me by my name instead of treating me like an inconvenience.
“Are you all right?””
I shook my head.
She glanced toward the doorway.
“Don't ask me questions here.””
My pulse quickened.
“What do you mean?””
Mrs. Lewis picked up a dish towel and began wiping an already clean counter.
“Your father was a good man.””
“I know.””
“He made certain arrangements before he passed. Arrangements he wanted protected.””
I moved closer.
“Did you know about the trust?””
She stopped wiping.
For several seconds, she said nothing.
Then she whispered, “I know he kept a blue folder in his study.””
“What was in it?””
“Documents. Bank statements. Letters from his attorney.””
“Where is it?””
Mrs. Lewis glanced at the ceiling, as though the house itself might be listening.
“Vanessa had the study cleared after the funeral. But your father told me something before he died.””
I held my breath.
“What?””
Mrs. Lewis looked directly at me.
“If anything happened to him, and Vanessa began making decisions about your future, I was to make sure you spoke to a man named Thomas Reed.””
“Who is he?””
“Your father's attorney.””
“Why didn't you tell me before?””
Pain crossed her face.
“Because I was afraid.””
The honesty of that answer silenced me.
Mrs. Lewis had a family of her own. She needed her job. Vanessa had fired employees for far less than disobedience, and everyone in the mansion knew it.
I couldn't blame her for being frightened.
But I could no longer afford to be.
“Do you have his number?””
Mrs. Lewis nodded.
“I wrote it down years ago.””
She slipped a folded piece of paper beneath my hand.
“Keep it somewhere safe.””
I closed my fingers around it.
“Thank you.””
She shook her head.
“Don't thank me yet. There are things about your father's final months that you don't know.””
Before I could ask what she meant, Brianna swept into the kitchen.
She wore the blue-and-white gown.
My gown.
The bodice fit her perfectly, but she had pinned the waist to make it smaller. The crystals sparkled against her skin. The embroidered butterflies seemed to flutter whenever she moved.
For a second, I couldn't breathe.
Brianna turned in front of the mirrored pantry door.
“Oh, this is perfect.””
She adjusted the skirt.
“Mommy was right. It looks much better on me.””
I stared at the gown.
“You stretched the waist.””
“It's called tailoring.””
“You're pulling the embroidery.””
Brianna looked down at the fabric with exaggerated concern.
“Oh, no. What if one of your little flowers falls off?””
She pinched a blue crystal between two fingernails.
“Would that be a tragedy?””
“Take it off.””
She laughed.
“Make me.””
I stepped toward her.
“Brianna, please. The competition is tomorrow. You have your own clothes. You don't need this.””
She turned around.
“Actually, I do.””
“Why?””
“Because I already told everyone I'm wearing it.””
I went cold.
“Who did you tell?””
“My friends. The event organizers. A few people from the fashion community.””
“You told them you made it?””
She smiled.
“I told them it was my original design.””
For a moment, the kitchen seemed to tilt.
“You can't do that.””
“Why not? You live in my mother's house. The dress belongs to the family.””
“It took me six months.””
“Then you should be proud of how well I wear it.””
I reached for the skirt.
Brianna jerked away.
“Don't touch me!””
The movement sent a sharp pull through the fabric.
I heard a tiny snap.
One of the embroidered flowers loosened near the waist.
Brianna looked down, then immediately pointed at me.
“Look what you did!””
“You moved!””
“Mommy!””
Vanessa entered carrying a small velvet jewelry box.
“What happened?””
“She's trying to ruin my dress!””
Vanessa looked at the loose thread.
Then she turned to me.
“Have you completely lost your mind?””
“That's my dress.””
“No,” Vanessa said.
“It's Brianna's dress now.””
She opened the jewelry box and removed a diamond necklace.
“Stand still, darling.””
Brianna lifted her chin while Vanessa fastened the necklace around her neck.
The blue crystals glittered beneath the diamonds.
I felt sick.
“You're going to let her take credit for my work?””
Vanessa adjusted the clasp.
“She has an opportunity to present herself to important people tomorrow. Don't be selfish.””
“I'm the one entering the competition.””
“Not anymore.””
I stared at her.
“You can't change the entry.””
Vanessa gave me a thin smile.
“Watch me.””
She took out her phone.
“Brianna, darling, stand beside the window. We need a photograph for the event announcement.””
Brianna moved into the sunlight, spreading the skirt with both hands.
Vanessa raised the phone.
“Beautiful. Tilt your chin slightly.””
The camera clicked.
Then Vanessa began typing.
I watched her fingers move.
“What are you doing?””
“Updating the event organizers.””
“About what?””
She didn't look up.
“About the fact that Brianna will be representing our family tomorrow.””
I reached for the phone.
Vanessa pulled it away.
“Touch me again, and you will be out of this house before sunset.””
Brianna laughed.
“Maybe she can sew herself a tent.””
Vanessa smiled at her daughter.
Then her phone chimed.
She read the notification and nodded.
“Perfect.””
She turned the screen toward Brianna.
The photograph had already been posted on the event's social media page.
Beneath it was a caption.
Introducing Brianna Carter, emerging designer and creator of tomorrow's spectacular blue butterfly gown.
My name was nowhere on the page.
Not as the designer.
Not as the applicant.
Not even as the person who had sewn the first stitch.
I took a step backward.
Vanessa slipped her phone into her handbag.
“There. It's settled.””
I looked at Brianna.
She ran a hand down the bodice.
“Thank you, Mommy.””
Then she looked at me and whispered, “You should be happy. At least someone is going to see your dress.””
They left me standing in the kitchen.
For several seconds, I couldn't move.
Then I remembered the folded paper in my pocket.
Thomas Reed.
My father's attorney.
I pulled out my phone and dialed the number.
A man answered on the fourth ring.
“Thomas Reed speaking.””
“My name is Nia Carter. My father was Daniel Carter.””
Silence.
Then his voice changed.
“Nia?””
“Yes.””
“Good Lord. I've been trying to locate you for nearly two years.””
My fingers tightened around the phone.
“Why?””
“Because your father left instructions that I was to contact you when you turned eighteen.””
“I turned eighteen four months ago.””
“I know. I sent several letters to your home address. They were all returned or marked as delivered without a response.””
My stomach dropped.
“Vanessa never gave me any letters.””
Thomas exhaled slowly.
“Then we need to speak in person.””
“Can you tell me about a medical trust?””
Another silence.
This one lasted longer.
“Where did you hear about that?””
“I found a receipt.””
“Do you still have it?””
“Vanessa destroyed it.””
I heard papers rustling on the other end.
“Nia, listen to me carefully. Your father established a trust for your medical treatment and education. The last statement I received showed a substantial balance.””
I closed my eyes.
“How much?””
“Enough to cover the treatment you described in your father's letters, with funds remaining for your education.””
My throat tightened.
“Why would Vanessa tell me there was nothing?””
“I cannot speculate over the phone.””
“Did she have permission to withdraw the money?””
“I would need to examine the account records.””
“Can you help me?””
“Yes,” he said.
“But I need you to come to my office tomorrow morning. Bring any documents you can find, and do not confront your stepmother again until we've spoken.””
I glanced toward the stairs.
“Tomorrow is my fashion competition.””
“Then we will meet before it.””
I wiped my cheek.
“Mr. Reed?””
“Yes?””
“Did my father know that my eyesight was getting worse?””
His voice softened.
“He was deeply concerned about you, Nia.””
I gripped the edge of the counter.
“Did he leave anything else for me?””
Thomas paused.
Then he said, “Yes. Something he specifically instructed me not to release until you were eighteen.””
My heart began to race.
“What is it?””
“A sealed letter.””
I could hear him turning pages.
“And there is something else.””
“What?””
“The letter contains instructions concerning your father's final days. Instructions that may be important to understanding what happened to the trust.””
I stood perfectly still.
May you like
Then Thomas spoke the words that changed everything.
“Nia, your father did not believe his death was going to be an accident.””