Thinking

Chapter 2: The Documents Beneath the Floorboards

The police took Vanessa away shortly after midnight.

She didn't leave quietly.

She screamed that I was making a terrible mistake, threatened to call her lawyer, and repeatedly demanded that the officers release her.

Before they put her in the patrol car, she looked directly at me.

"You don't know what you're doing, Marcus.""

I stood in the doorway with Nia wrapped in my arms.

"Maybe not," I answered.

"But I know what you've been doing to my daughter.""

She leaned toward me.

"Ask Danielle what happened before you start playing the hero.""

Then the car door closed.

I watched the red taillights disappear down the driveway.

For the first time in months, the house was quiet.

But it wasn't peaceful.

It felt like the walls themselves were hiding something.

Officer Reynolds stayed behind to take my statement.

She was a woman in her forties with tired eyes and a calm voice. She had spent nearly an hour speaking with Nia, documenting the marks on her wrist, and photographing the basement where my daughter said Vanessa had locked her.

"Mr. Marcus," she said, sitting across from me, "we're going to arrange for a child welfare specialist to speak with your daughter. She shouldn't have to repeat this story unnecessarily.""

I nodded.

"Please do whatever you need to do.""

She glanced at the laptop.

"About the recording, do you know when it was made?""

"I found it this evening.""

"Where?""

"In a folder on Vanessa's computer. I was looking for a photograph of Nia.""

"Did your wife know you had access to that computer?""

"No.""

Officer Reynolds wrote something down.

"Was Dr. Harrison involved in your late wife's treatment?""

"Yes. He was her oncologist.""

"Did you ever have concerns about her treatment?""

I rubbed my forehead.

"Not at the time.""

"What does that mean?""

I looked at the document on the coffee table.

"Danielle was getting worse toward the end. Her blood tests were confusing. One week the doctors said her condition was stable. The next week, they told me her organs were failing.""

"Did you question that?""

"Of course. But Dr. Harrison explained everything. He said the cancer had become aggressive.""

Officer Reynolds studied my expression.

"Do you still have your wife's medical records?""

"Some of them.""

"Keep everything. Don't alter or discard anything. We'll need to establish what happened.""

I nodded.

After she left, I carried Nia upstairs.

She was exhausted.

I tucked her into her bed, pulled the blanket to her chin, and sat beside her.

"Can I ask you something, sweetheart?""

She nodded.

"Why didn't you tell me about the basement?""

Her little fingers played with the edge of her blanket.

"Mommy Vanessa said you would be sad.""

"Baby, I would never be angry with you for telling me the truth.""

"She said you would send me away.""

I felt something crack inside my chest.

"Who said that?""

"Mommy.""

"Vanessa?""

Nia nodded.

"She said I wasn't your real family. She said you only loved me because you promised my mommy you would.""

I took her hand.

"Listen to me. Danielle was your mother, and I am your father. Nothing anyone says can change that.""

Nia's eyes filled.

"Do you miss Mommy?""

Every day.

Every single day.

"I do, sweetheart.""

"She used to sing when she brushed my hair.""

I smiled faintly.

"She did.""

"Can you sing her song?""

My throat tightened.

Danielle used to sing an old lullaby whenever Nia couldn't sleep. I wasn't particularly good at singing, but I tried.

Halfway through the second verse, Nia fell asleep.

I stayed beside her until nearly three in the morning.

Then I went downstairs.

The document was still on the coffee table.

I spread it out under the kitchen light.

The insurance policy had originally named Nia as the sole beneficiary.

That made sense.

Danielle had insisted that everything she owned should go toward our daughter's future.

But the amendment changed everything.

It removed Nia.

And replaced her with Vanessa.

The amount was $2.4 million.

I read the page again.

Then I noticed the date.

Three weeks before Danielle died.

I reached for my phone and searched for the insurance company's number.

A few minutes later, a representative answered.

"Good morning. How may I assist you?""

"My name is Marcus Reed. I'm calling about a life insurance policy belonging to my late wife, Danielle Reed.""

"Certainly, sir. Do you have the policy number?""

I gave it to her.

There was a pause.

"Mr. Reed, I can confirm that the policy exists. However, I'm unable to disclose all the information without additional verification.""

"I'm not asking for anything complicated. I need to know whether the beneficiary was changed before my wife's death.""

Another pause.

"I can see that a beneficiary amendment was submitted.""

"Was it approved?""

"Yes, sir.""

My stomach tightened.

"When?""

"Approximately three weeks before the insured's death.""

"Who submitted it?""

"I can only tell you that the amendment was received through an authorized representative.""

"Which representative?""

"I'm afraid I cannot disclose that over the phone.""

I closed my eyes.

"Was my wife physically present?""

The woman hesitated.

"Sir, I understand this is a difficult situation.""

"Please answer the question.""

"I can see that the amendment was processed using a digital authorization.""

I sat upright.

"Digital authorization?""

"Yes.""

"Was there a video verification?""

"According to the file, yes.""

I stared at the paper.

Danielle had been hospitalized at that time.

She could barely hold a spoon.

How had she signed a document changing the beneficiary of her insurance policy?

"Can you send me a copy of that authorization?""

"You'll need to submit a formal request along with proof of your legal authority.""

"Then tell me where to send it.""

She gave me an email address.

I wrote it down.

Before ending the call, I asked one final question.

"Was Dr. Harrison listed anywhere on the amendment?""

The representative became noticeably quieter.

"I'm sorry, sir. I cannot discuss the identity of third parties without a formal review.""

That was enough.

Someone had used my wife's illness to change her insurance policy.

Someone had arranged for Vanessa to receive millions of dollars.

And someone had convinced me that Danielle's death was simply an unavoidable tragedy.

At six in the morning, I called my older brother, Daniel.

He answered on the fourth ring.

"Marcus? Do you know what time it is?""

"I need you to come over.""

"What happened?""

"Something's wrong with Danielle's insurance.""

His voice changed.

"What do you mean?""

I explained everything.

The recording.

The amendment.

The police.

Nia's disclosure.

Daniel remained silent for several seconds.

Then he asked, "Have you spoken to anyone at the hospital?""

"Not yet.""

"Don't call Harrison.""

"I wasn't planning to.""

"Marcus, listen to me. Danielle gave me something shortly before she died.""

I stood up.

"What?""

"She asked me to keep it safe.""

"What did she give you?""

"A key.""

"To what?""

"I don't know. She told me I would understand when you finally started asking questions.""

I gripped the edge of the kitchen counter.

"Why didn't you tell me?""

"Because she made me promise not to.""

"Daniel, my wife is dead. My daughter has been abused. Her doctor may have helped someone steal her insurance money. I don't have time for riddles.""

"I know.""

"Where is the key?""

"I'll bring it.""

He arrived forty minutes later.

He was carrying an old leather envelope.

Inside was a small brass key, a photograph of Danielle holding Nia, and a handwritten note.

I recognized my wife's handwriting immediately.

The note contained only two sentences.

Marcus, if you ever discover that someone changed my papers, look beneath the loose floorboard in the old study.

And whatever you do, don't trust the man who tells you I died peacefully.

I read it three times.

Daniel watched me carefully.

"She gave that to me four days before she died.""

"Why didn't she tell me?""

"She wanted to. But she was afraid someone was listening.""

I looked at him.

"Who?""

He shook his head.

"She never said.""

We went into the study.

It had been Danielle's favorite room. She used to sit beside the window with a cup of tea, reading while the rain tapped against the glass.

After she died, I had barely entered it.

The room still smelled faintly of her lavender perfume.

Daniel moved the bookshelf while I examined the floor.

There it was.

One loose wooden board beneath the desk.

The brass key fit into a small lock underneath.

With a soft click, a narrow compartment opened.

Inside were three envelopes, a USB drive, and a hospital wristband.

The wristband carried Danielle's name.

But the date made my blood run cold.

It was dated two days after the hospital had officially recorded her death.

Daniel leaned closer.

"Marcus?""

I picked up the first envelope.

It was addressed to me.

Inside was another note.

My love, if you're reading this, then I wasn't able to tell you the truth while I was alive.

My hands began shaking.

The next line was even worse.

The cancer isn't the only thing they're treating me for. Someone has been giving me medication that makes me weak, confused, and unable to remember certain conversations.

I stopped breathing.

Daniel took the page from me.

He read it.

Then he looked at the USB drive.

"What's on that?""

I plugged it into my laptop.

A video file appeared.

The date was four days before Danielle's death.

I clicked play.

My wife appeared on the screen.

She was pale, thin, and wearing a hospital gown.

But her eyes were clear.

She looked directly into the camera.

"Marcus, if you've found this, please listen carefully.""

She paused.

Then she whispered:

"Dr. Harrison knows I discovered what happened to the woman before me.""

I leaned toward the screen.

"What woman?"" I whispered.

Danielle looked over her shoulder.

Then she said a name.

"Vanessa.""

The video abruptly ended.

And Daniel, who had been standing beside me, slowly stepped away from the laptop.

May you like

Because he recognized the name.

And he knew something about Vanessa that I didn't.

Related Stories

Other posts