Chapter 4: The Missing Millions
For three seconds, I couldn't hear the ballroom.
The music had stopped. The guests were whispering. Somewhere behind me, a waiter dropped a champagne flute, and the glass shattered against the marble floor.
But all I could see was the photograph Eleanor had sent me.
A bank transfer.
An unfamiliar company.
And Vincent's signature authorizing the movement of eighteen million dollars.
I read the amount again.
$18,000,000.
My husband had always insisted that every dollar invested in Romano Hospitality was accounted for. He lectured executives about transparency. He fired managers for unauthorized expenses. Once, he had forced a hotel director to resign over a discrepancy of less than forty thousand dollars.
Yet here was an eighteen-million-dollar transfer that appeared nowhere in the transaction summary presented to the board.
I enlarged the photograph.
The receiving company was called Northstar Strategic Ventures.
Its registered address was a private office in Delaware.
Its director was a man named Peter Cole.
Vanessa's older brother.
My fingers went cold.
"Grace?""
Charles Whitmore's voice pulled me back into the ballroom.
The chairman stood beside the lectern, holding the original trust amendment. His expression had changed from confusion to something much more serious.
"Would you mind explaining what you've brought us?""
I looked at him.
"I can explain the trust documents. The bank transfer is a separate matter.""
Vincent moved toward us.
"There's nothing to explain. That transfer was part of a confidential investment arrangement.""
Daniel held up the paper he had brought from the finance office.
"Then why was it omitted from the disclosures provided to the financing partner?""
Vincent turned on him.
"Because the transaction is still being reconciled.""
"Reconciled?"" Daniel repeated.
"The funds left our account six weeks ago.""
A murmur spread through the nearest guests.
Vincent lowered his voice.
"Daniel, you work for me.""
"I work for the company.""
"Remember who gave you that position.""
Daniel's face tightened.
"I remember who signed my employment contract. I also remember the oath I took when I became a director of the finance division.""
The words landed harder than a shout.
For the first time that evening, I saw Vincent realize that the people around him might no longer be willing to protect him.
He looked at me.
"You sent this to Daniel.""
"No.""
"Then how did you get it?""
"Eleanor found it during her review.""
He gave a short, disbelieving laugh.
"You've been digging through my company records?""
"I've been reviewing documents connected to my family's trust.""
"You're not an accountant, Grace.""
"No. But I know how to read a bank statement.""
Vanessa hurried down the stage steps, her silver gown catching the light.
"Vincent, what's happening?""
He didn't look at her.
"Go back to the reception area.""
"Don't speak to me like that.""
"Vanessa, not now.""
She grabbed his arm.
"Everyone is staring at us.""
He pulled away.
"Then stop giving them something to stare at.""
Her mouth fell open.
I had never seen him speak to her that way. He had spent months treating her like the most fascinating woman in any room, while treating his wife like an obligation that could be postponed.
Now that his empire was under scrutiny, his affection seemed to have vanished.
Vanessa looked at me, and her expression turned venomous.
"This is your fault.""
I almost admired the speed with which she had found someone else to blame.
"Which part?"" I asked.
"The money, the affair, or the fact that your brother's company received eighteen million dollars from a subsidiary of my family's hotel group?""
Her face lost its color.
"My brother runs a legitimate investment business.""
"Then I'm sure he'll welcome an independent review.""
"You have no right to accuse him.""
"I haven't accused him of anything. I've asked a question.""
I turned toward Charles.
"Mr. Whitmore, I recommend that the board preserve all records relating to Northstar Strategic Ventures, including the authorization trail, communications, and any beneficial ownership disclosures.""
Charles nodded slowly.
"Agreed.""
Vincent stepped between us.
"You're not ordering an investigation into my company.""
Charles looked at him with an expression I had never seen before.
"Your company?""
The ballroom went silent again.
Charles placed the trust amendment on the lectern.
"I was present when your father accepted Grace's grandmother's investment. I remember the conditions attached to that money. And I remember your grandmother-in-law insisting that the family trust would never become a private bank account for the Romano family.""
Vincent's jaw clenched.
"That is an unfair characterization.""
"Then help us understand the transfer.""
"I've already explained it.""
"No," Charles replied.
"You've said it was confidential. That is not an explanation.""
A banker approached with two colleagues. They spoke briefly with Charles, then requested a private meeting with the board's legal representatives.
The acquisition celebration was dissolving before my eyes.
Guests who had arrived expecting champagne and photographs were now watching executives gather in tense little groups. Some discreetly checked their phones. Others pretended not to listen while making no effort to move away.
Vincent watched them.
He understood the danger better than anyone.
If the financing partner suspended the acquisition, the deal could collapse. If the board questioned his disclosures, his leadership could be challenged. If the eighteen-million-dollar transfer proved improper, the consequences could reach beyond a delayed hotel purchase.
And if the trust agreement gave me a legitimate approval right, he could no longer treat my signature as a formality.
He came toward me again.
"Grace, we need to talk privately.""
"We've had twelve years to talk privately.""
"This isn't about our marriage.""
"Then we finally agree on something.""
He glanced toward the bankers.
"Please. I need you to tell them the trust is comfortable with the transaction.""
I stared at him.
"You want me to approve a deal before my attorney has completed her review?""
"It's a procedural matter.""
"Then procedure shouldn't frighten you.""
"Grace, you're risking thousands of jobs.""
The accusation struck an old nerve.
I thought of the early years, when Vincent had come home exhausted and told me how many families depended on his hotels. I had believed him because I knew he worked hard, and because I wanted the company to succeed.
He had learned exactly how to use that loyalty against me.
"Are the jobs at risk because I asked for documents," I asked, "or because you moved eighteen million dollars into a company connected to your mistress's family?""
His eyes flashed.
"You don't understand what you're looking at.""
"Then explain it.""
He said nothing.
"Explain why the transfer was omitted from the disclosures. Explain why the receiving company is connected to Vanessa's brother. Explain why you want my approval before anyone has reviewed the records.""
His voice dropped.
"Not here.""
"Where, Vincent? In the penthouse? In the car? At the next hospital bedside you decide not to visit?""
He flinched.
For one second, the ballroom disappeared, and I saw the man who had held my hand during our first fertility treatment.
Then he looked at the guests watching us, and the mask returned.
"You've become vindictive.""
"No. I've become careful.""
He leaned toward me.
"If this deal collapses, don't expect me to protect you from the consequences.""
I looked at his face.
"You couldn't protect me when I was giving birth. What makes you think I need your protection now?""
He recoiled as though I had slapped him.
I walked away before he could answer.
Near the ballroom doors, Eleanor stood waiting with a tablet tucked under her arm. She had arrived during the confusion and was speaking quietly with the board's outside counsel.
When she saw me, she handed me a printed document.
"This is the complete transfer record," she said.
"Is it legitimate?""
"The bank record appears authentic. But we still need the underlying contracts and an explanation of the purpose.""
I studied the page.
"Does the trust have the right to demand those records?""
"Not every record automatically. However, the transaction may fall within the company's reporting obligations, and the board can request information relevant to its duties. Our strongest position is to let the appropriate people investigate rather than make conclusions prematurely.""
I nodded.
"What about the acquisition?""
"We've sent formal notice that the trust has not granted the approval described in the agreement. Whether that approval is required for closing will depend on the full transaction documents.""
"And the financing partner?""
"They've asked for a hold while independent counsel reviews the issue.""
I looked toward the stage.
Vincent stood alone beneath the enormous Pacific Crown logo. His champagne glass was still in his hand, but he had stopped drinking.
For the first time, he looked like a man who had entered a room expecting applause and discovered that nobody trusted him enough to clap.
"Will the deal collapse?"" I asked.
Eleanor took a breath.
"It might. But we shouldn't celebrate that possibility. If the money was moved improperly, people could be hurt. Employees, investors, and innocent shareholders deserve the truth.""
"I know.""
"Then let the evidence speak.""
I slipped the transfer record into my portfolio.
A woman in a navy suit approached us. She introduced herself as Patricia Hale, the financing partner's senior counsel.
"Mrs. Romano, I'd like to confirm one thing. Have you personally approved the Pacific Crown transaction?""
"No.""
"Have you authorized anyone to approve it on your behalf?""
"No.""
She exchanged a glance with Eleanor.
"Thank you. We'll need to document that statement.""
"Of course.""
Patricia lowered her voice.
"There's another concern. The transaction team has identified a discrepancy in the representations concerning the company's available cash.""
My stomach tightened.
"What kind of discrepancy?""
"That's still being reviewed. But the amount may be material.""
I looked at Eleanor.
She was already typing a message.
"Is it connected to Northstar?"" I asked.
Patricia hesitated.
"We don't know yet.""
Behind her, Charles was speaking to the board's outside counsel. Daniel had joined them, holding a stack of financial reports.
Vincent suddenly appeared at our side.
"Patricia, can I have a word?""
"Of course, Mr. Romano.""
He turned to me.
"Grace, wait here.""
I almost smiled.
Even now, he thought he could tell me where to stand.
"Why?"" I asked.
"Because this is a confidential discussion.""
"Then you can discuss it with your lawyers.""
"You're making this impossible.""
"No, Vincent. I'm making it documented.""
Patricia's expression remained professional, but I noticed the slight change in her eyes.
She was listening.
Vincent seemed to notice it too.
He stepped away, forcing a smile onto his face.
"Let's speak tomorrow, Patricia.""
"That would be appropriate.""
He walked toward the private conference room at the rear of the ballroom.
Vanessa followed him.
Before the doors closed, I heard her whisper.
"Tell me you can fix this.""
Vincent's answer was too quiet to hear.
But his expression told me everything.
He wasn't certain he could.
Eleanor touched my elbow.
"We should leave. Lily's nurse called earlier. She's had a good day, and she's stable.""
Relief washed through me so suddenly that I had to close my eyes.
"Let's go.""
We were almost at the entrance when Daniel caught up with us.
"Grace, wait.""
I turned.
He looked as though he hadn't slept in days.
"I need to tell you something before you hear it from someone else.""
"What is it?""
Daniel glanced back toward the ballroom.
"The eighteen-million-dollar transfer wasn't the only one.""
My fingers tightened around the portfolio.
"How many?""
"We've found three transfers so far. Twenty-seven million in total.""
"To Northstar?""
"Two went to Northstar. The third went through a different entity.""
"Who owns it?""
Daniel swallowed.
"We're still verifying the ownership records.""
"Then what do you know?""
He met my eyes.
"The third transfer was approved shortly before Vincent left for Chicago. And it was recorded internally as a payment to secure a Pacific Crown property.""
I felt the air leave my lungs.
"Was the property secured?""
"No.""
"Then where did the money go?""
Daniel looked toward the closed conference room.
"That's what we're trying to find out.""
My phone rang.
Eleanor glanced at the screen.
"Unknown number.""
I answered.
A man's voice came through, controlled and unfamiliar.
"Mrs. Romano? My name is Peter Cole. I believe we need to speak about the money your husband transferred to my company.""
I stopped walking.
"Why?""
"Because Vincent has just called me, and he says you're planning to destroy everything.""
There was a brief silence.
Then Peter added something that made my blood run cold.
"He also says if I don't take responsibility for those transfers, he'll make sure the entire scandal lands on me.""
The call ended.
I stared at the phone.
Daniel looked at my face.
"What happened?""
I slipped the phone into my clutch.
"Vincent has just given us another reason to find the truth.""
And for the first time that evening, I wasn't thinking about the acquisition.
May you like
I was thinking about how far my husband might go to keep his secrets buried.
Because if he was willing to sacrifice the brother of his mistress, what would he do to the woman who knew where the documents were?