Thinking

Chapter 2: The Letter Written After Her Death

My wife had been dead for eighteen months.

According to every document I had signed, every conversation I had endured, and every memory that still woke me in the middle of the night, Emily had died on a rainy Thursday in March.

Yet the letter in my hand was dated the following Sunday.

I read the date again.

March 19.

My fingers went numb.

“Daniel,” Vanessa whispered, “give me the letter.””

I stepped away from her.

“No.””

“You don't know what you're reading.””

“Then explain the date.””

She reached for the paper, but I turned my shoulder to protect it.

“Don't touch me.””

For the first time, Vanessa looked genuinely startled.

I had never spoken to her like that.

Not even during our worst arguments.

Lily rested her cheek against my shoulder. I could feel her watching Vanessa over my collar.

“Daddy,” she whispered, “is Mommy in trouble?””

I closed my eyes for a moment.

“No, sweetheart.””

“But Vanessa said—”

“I know what she said. You don't have to worry about it.””

I handed Lily my phone.

“Can you sit on the little sofa outside with Mrs. Bennett? Tell her Daddy needs a few minutes.””

Mrs. Bennett was my father's longtime assistant, a kind woman Lily adored. She was waiting in the hallway, helping the chapel coordinator organize the flower girls.

Lily hesitated.

“Are you coming too?””

“I'll be right behind you.””

She searched my face.

“Promise?””

I kissed her forehead.

“Promise.””

When I opened the door, Mrs. Bennett immediately noticed the marks on Lily's wrist.

“Oh, sweetheart. What happened?””

Lily glanced over her shoulder at Vanessa.

“Can I sit with you?””

“Of course, darling.””

Mrs. Bennett took her hand carefully and led her away.

I waited until they disappeared around the corner.

Then I shut the door.

Vanessa stood beside the dressing table, clutching the back of a chair.

“Tell me what happened to Emily.””

She swallowed.

“You need to calm down.””

“Stop telling me what I need to do.””

“Daniel, please. This is more complicated than you realize.””

“Then start with the simplest question. Why is a letter dated three days after my wife died?””

She rubbed her palms against the satin of her dress.

“Emily wrote it before the accident.””

“Then why is it dated afterward?””

“She changed the date.””

“Why?””

Vanessa looked toward the window.

For several seconds, the only sound was the muffled music from the chapel.

Finally, she said, “Because she was afraid someone might find it.””

“Who?””

“I don't know.””

“You expect me to believe that?””

“I expect you to understand that Emily wasn't the person you thought she was.””

I laughed once, without humor.

“You were her best friend.””

“I know.””

“You stood beside me at her funeral.””

“I know!””

“You helped me choose the headstone.””

Vanessa covered her mouth.

“Please don't do this.””

“Do what? Ask you why you've been hiding something about my wife's death?””

She sank into the chair.

“I didn't know how to tell you.””

“Try.””

She stared at the carpet.

“Emily came to me two weeks before the accident. She was terrified. She said she'd made a mistake, that someone had discovered something she couldn't take back.””

“What mistake?””

“She wouldn't tell me everything.””

“Then what did she tell you?””

Vanessa twisted the engagement ring on her finger.

“She said she was going to leave town.””

My chest tightened.

“Alone?””

“She said she needed time. That she had to protect Lily.””

“Protect her from what?””

“I don't know.””

I slapped the letter onto the dressing table.

“Stop saying that!””

Vanessa recoiled.

I immediately hated the sound of my own voice, but anger had become the only thing keeping me upright.

“Emily was my wife. Lily was her daughter. If she was afraid, I should have known. You were her best friend, and you let me bury her without telling me she was running from something.””

“I was afraid too!””

“Of what?””

Vanessa's eyes filled again.

“Of losing you.””

I stared at her.

She stood and approached me, hands extended.

“When Emily died, I knew you would never forgive me if I told you what she had said. You were barely functioning. Lily cried every night.

Your father was trying to take over the business because you kept missing meetings. You were falling apart, Daniel.””

“So you decided I couldn't handle the truth?””

“I decided I couldn't destroy the only family I had left.””

“You mean the family you wanted.””

She stopped.

The words had struck something.

I watched her face, waiting for her to deny it.

Instead, she whispered, “I loved you before Emily did.””

A bitter laugh escaped me.

“That is not an answer.””

“Emily knew how I felt. She knew for years.””

“And?””

“She promised she would never use it against me.””

I shook my head.

“You're blaming a dead woman because you grabbed my daughter?””

“No.”” Vanessa wiped her cheeks.

“I'm telling you that everything changed after she died. You needed someone. Lily needed someone. I was there.””

“And you made sure I never asked too many questions.””

Her silence answered me.

I looked down at the letter again.

The first paragraph was written in Emily's familiar, steady hand.

Daniel, I have spent weeks trying to decide whether to tell you the truth. I wanted to believe I could fix this without hurting you or Lily. But if something happens to me, you must understand that the accident may not have been an accident.

I read the sentence aloud.

Vanessa closed her eyes.

“Keep reading,” she whispered.

The next paragraph described a meeting Emily had arranged with someone she trusted. She wrote that she had discovered evidence of financial transfers connected to a company called Cole Strategic Holdings.

The name meant nothing to me at first.

Then I remembered the name printed on the wedding contracts, the event invoices, and several investment proposals Vanessa had brought home during our engagement.

Cole Strategic Holdings was her family's company.

My stomach twisted.

“What does your family have to do with this?””

Vanessa shook her head.

“My father handled the business. I never worked directly with him.””

“That's not what I asked.””

“I didn't know what Emily had found.””

I continued reading.

I think someone has been moving money out of the foundation account. The account we created for Lily's future. I found transfers that I never approved, and when I asked questions, the records disappeared.

I stopped.

The foundation account.

Emily and I had established it when Lily was born. It was supposed to cover her education, medical expenses, and anything she might need when she became an adult.

I had contributed to it every quarter.

After Emily died, I had asked Vanessa to help me organize the paperwork because I couldn't bear to look at our old financial records.

She had insisted that everything was in order.

“How much money was in Lily's account?”” I asked.

Vanessa went completely still.

“Daniel—”

“How much?””

“I don't know.””

I pulled out my phone and opened the banking app.

The account was still listed under Lily's name.

I tapped it.

My screen loaded.

Then a red notification appeared.

*ACCOUNT RESTRICTED — CONTACT YOUR FINANCIAL INSTITUTION.*

I stared at the message.

“Why is Lily's account restricted?””

Vanessa moved toward me.

“Let me explain.””

I stepped away.

“Don't.””

I called the bank's fraud department.

The representative asked me to verify my identity, then placed me on hold while she reviewed the account.

Vanessa paced beside the window.

“Daniel, you're making a mistake. Whatever Emily found, it doesn't mean anyone hurt her.””

I ignored her.

The representative returned.

“Mr. Mercer, I can confirm that the account was frozen following a fraud investigation request. The request was submitted eighteen months ago.””

“By whom?””

“I can't disclose all details over the phone, but I can tell you the request was associated with a report filed under your household's authorized representative.””

“Who was that?””

A pause.

Then the representative said, “Ms. Vanessa Cole.””

I looked at my bride.

She had stopped pacing.

The color drained from her face.

“You filed a fraud report on my daughter's account?””

Vanessa's voice cracked.

“I was trying to stop the withdrawals.””

“What withdrawals?””

“I didn't know who was doing it!””

“Then why didn't you tell me?””

“Because I was trying to fix it before you found out!””

The representative was still speaking in my ear, asking whether I wanted to schedule an appointment with the fraud department.

I barely heard her.

“Who took the money?”” I demanded.

Vanessa shook her head.

“I don't know.””

“How much?””

“I don't know, Daniel!””

I ended the call and opened the account history through the bank's secure website.

The most recent statement showed a series of transfers beginning three months before Emily's death.

The first was small.

The second was larger.

By the time I reached the final entry, my hands were shaking.

Almost half a million dollars had been moved.

The receiving account belonged to a company I had never heard of.

*Northbridge Advisory LLC.*

I looked at Vanessa.

“Do you know this company?””

She stared at the screen.

Then she whispered, “No.””

But her expression changed before the word had even left her mouth.

I knew that look.

It was the same expression she had worn when I found her holding Lily's wrist.

Fear.

Not confusion.

Fear.

I opened Emily's letter again and searched for the name.

There it was, written in the final paragraph.

Daniel, if you find the name Northbridge, don't contact the police until you speak to Michael. He has the original documents. He knows what happened the night I—

The sentence ended abruptly.

Below it was a phone number.

And beside the number, in handwriting so rushed it was almost illegible, Emily had written three words.

Trust no Cole.

I looked up.

Vanessa was already reaching for the letter.

“Daniel, you need to listen to me. If you call that number, you may put Lily in danger.””

I held the paper against my chest.

“Who is Michael?””

She didn't answer.

“Vanessa. Who is Michael?””

May you like

Her eyes moved toward the chapel door.

Then she whispered, “Your father.””

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